I’m looking for auto financing?

trishay81 asked:


My credit is PISS POOR but I’m sure they’re are people with worse credit than me with really nice cars. I need to get a car financed for about 31k. I know traditional loan companies would laugh at me. I know not to expect a stellar rate but for the car I want, this is a steal for 31k…..Any suggestions?
EEEHHH, I really didn’t think that 31k was too much for a car. Perhaps, I’m a bit clouded but it’s a mid priced car, no?? In any case, the thrill is gone….I actually just had my engine on my car go to crap and so I’m in the market for a new car. Now my new question is which one option makes better money sense-repair my car at aprox $ 1,800 or spend about the same and get what will probably be a spent up way used car? That’s about all I have in cash to spare right now. Keep in mind the car I have now is a 93 Lexus SC300-thanks for all the advice guys*

Glenda
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4 Responses to I’m looking for auto financing?

  1. Gem Gem says:

    Jill

    try welcome finance – that’s about as good as it gets, I doubt you will get it for that amount of money, and you will probably end up paying back nearly double.

  2. Toot says:

    Tonya

    Stop being so materialistic. This is how people go broke. Buy a cheaper car, build your credit with it, then buy your 31k car.

  3. JB says:

    Howard

    $31,000 dollars for a car is too much car. You may want it but you do not need it. I think your question may give some insight into how you got piss poor credit.

    Buy a cheaper car. Use all the money you won’t be spending on the 31k car and use it to pay your bills and rebuild your credit.

  4. Steveo says:

    Kim

    Look around for a place that will take your car for a trade-in, or give it to charity and get what you can. Some places will actually give you something and a charitable donation as well.

    Go to a credit union and see what they can do for you for the cost of the car that you are looking for. They will finance a car up to 6 years old.

    I have a 98 Volvo that runs like a dream, and it has over 100,000 miles on the engine. It looks like a 2 year old car.

    I personally would give up on the chase on the car you have. Not worth it.