yield to cyclists asked:


arizona.

jp morgan chase auto finance has been my lien-holder since the loan started. i have never had a late or insufficient payment. the vehicle has always been fully insured and registration has been always been current.

my driver’s license was suspended by arizona motor vehicle as i had sped by too many automatic cameras. i was pulled over for failing to come to a complete stop at an intersection and since i wasn’t licensed, my truck was impounded and a 30-day hold was established by scottsdale police – they would issue a release form in a month if i could get my delinquencies taken care of.

30 days later, i went to the scottsdale police department with a copy of my insurance, registration, license, and $150 processing fee: all i needed to retrieve my truck from the impound lot.

the impound lot told me chase auto had taken my truck before the 30-day hold was up. chase refuses to release the truck to me, and i have received notice of repossession – after the fact.

am i screwed?

Francis

Earnest Young asked:




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Lance

SolidSnake21 asked:


I recently had my auto repo’d and inside were my passport and some other important paperwork. Can a finance company hold these items? I have tried to contact them and they are unwilling to give me any info as if they are holding them ransom.

Vernon