Category Archives: Credit

Troubles with auto Financing, What should I do?

xdarkerxvisionsx asked: My dad is trying to buy a car for me. We decided on a car for $10,995. We plan to trade a car in for $750 and make a $1,000 down payment. The private dealer we went with … Continue reading

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Does refinancing an auto loan have a positive effect on your credit?

Jason A asked: I am in the process of rebuilding my credit. I was able to get approved for an auto loan with HSBC auto finance, but at a very high interest rate. I refinanced with Citifinancial for a significantly … Continue reading

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Capital One Auto Loan Question?

Flyer than thou asked: Hi all! I just applied for a capital one auto loan blank check, they sent me two emails. One saying they recieved my application, and the other saying they’ve recieved it and would like to ask … Continue reading

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I Can’t trade in my car due to, two auto loans help?

birdie asked: In 2006 my car was repoed, I still owe $8000 on the vehicle to the bank. Just last year I got another loan for a car in which i still have. I am trying to trade my recent … Continue reading

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All you auto financing guru’s! What if?

sugrgrl4303 asked: Lets say… I have 8k to put down on a 23k dollar 09 Xterra. I pay off my current car loan in 2 months (finance for 72 months but payed off in 4 years…not suppose to be penalized). … Continue reading

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Are there any catches to a low APR from a auto dealer?

tomdashiell@sbcglobal.net asked: I’ve read that the low apr’s from auto dealers that usually there is a catch. Toytota has 2.9 % plus a rebate for 60 months. Are there any catches to this i should look for? I figured this … Continue reading

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I’m looking for auto financing, credit,loan. I have poor credit but an income of about $60,000 a year?

alex patron asked: I am trying to buy a car, a specific car a 2005 Maserati Quattoporte M139. I have $5000 for the down so i need to finance $27,000 about 70% of it value. I have bad credit but … Continue reading

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Can I get an auto loan with a 560 credit score?

Blank asked: have a middle credit score of 560. I would like to purchase a used car that is 19,400 and I have about 10,000 to out down (this is a $9000 down payment and trade in). I do not … Continue reading

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Do auto lenders consider your repayment history with them when they assess your credit risk?

morequestions asked: Two years ago, I financed a used Nissan with Toyota Motor Credit Corporation. It’s paid off. But now I keep getting special offers “For Toyota Customers” to buy a new Toyota (even though I bought a Nissan) So … Continue reading

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