Apr
18
Kenneth R asked:
Credit score is 700. I live at home with parents and total bills come to around $1000/month. This includes my current car i am financing which costs me $300/month and $220/month for insurance. Curious as to how much I can be approved for to buy a New car. I am 22 and have never missed payments.
Dora
Credit score is 700. I live at home with parents and total bills come to around $1000/month. This includes my current car i am financing which costs me $300/month and $220/month for insurance. Curious as to how much I can be approved for to buy a New car. I am 22 and have never missed payments.
Dora
Apr
7
thankfulmumof2 asked:
My husband and I are going to apply for financing tomorrow for a new car (we are getting rid of my current car for something bigger). The payment would be around what we pay now for our car payement. I have had a flawless payment history for my current car and my previous car. However, we had a lot of credit card debt (paid off now) and late mortgage payments (current now – due to unexpected out of pocket medical costs). My FICO score is in the 620’s. I am unsure of my husbands score but imagine that it is similar to mine since everything is in both of our names. Do you think that we will get approved for financing based on our payment history and credit score?
Tyrone
My husband and I are going to apply for financing tomorrow for a new car (we are getting rid of my current car for something bigger). The payment would be around what we pay now for our car payement. I have had a flawless payment history for my current car and my previous car. However, we had a lot of credit card debt (paid off now) and late mortgage payments (current now – due to unexpected out of pocket medical costs). My FICO score is in the 620’s. I am unsure of my husbands score but imagine that it is similar to mine since everything is in both of our names. Do you think that we will get approved for financing based on our payment history and credit score?
Tyrone
Apr
3
Jade B asked:
I found the perfect car for me on autotrader.com , however I can’t find anyone to finance me. I tried several places but they just referred me to dealers in my local area.
Richard
I found the perfect car for me on autotrader.com , however I can’t find anyone to finance me. I tried several places but they just referred me to dealers in my local area.
Richard
Feb
28
kfiske3 asked:
I have a very low credit score, 480, although I have recently paid off 90% of my debt, raising your score 200 points doesn’t happen overnight. I have a great co-signer for my Car Loan that has a credit score of over 800 pts., but we got denied yesteday at a dealership for financing. Any suggestions on where to go or what bank to try?
Jose
I have a very low credit score, 480, although I have recently paid off 90% of my debt, raising your score 200 points doesn’t happen overnight. I have a great co-signer for my Car Loan that has a credit score of over 800 pts., but we got denied yesteday at a dealership for financing. Any suggestions on where to go or what bank to try?
Jose
Feb
14
I’m looking for auto financing?
Filed Under Credit | 4 Comments
trishay81 asked:
My credit is PISS POOR but I’m sure they’re are people with worse credit than me with really nice cars. I need to get a car financed for about 31k. I know traditional loan companies would laugh at me. I know not to expect a stellar rate but for the car I want, this is a steal for 31k…..Any suggestions?
EEEHHH, I really didn’t think that 31k was too much for a car. Perhaps, I’m a bit clouded but it’s a mid priced car, no?? In any case, the thrill is gone….I actually just had my engine on my car go to crap and so I’m in the market for a new car. Now my new question is which one option makes better money sense-repair my car at aprox $ 1,800 or spend about the same and get what will probably be a spent up way used car? That’s about all I have in cash to spare right now. Keep in mind the car I have now is a 93 Lexus SC300-thanks for all the advice guys*
Glenda
My credit is PISS POOR but I’m sure they’re are people with worse credit than me with really nice cars. I need to get a car financed for about 31k. I know traditional loan companies would laugh at me. I know not to expect a stellar rate but for the car I want, this is a steal for 31k…..Any suggestions?
EEEHHH, I really didn’t think that 31k was too much for a car. Perhaps, I’m a bit clouded but it’s a mid priced car, no?? In any case, the thrill is gone….I actually just had my engine on my car go to crap and so I’m in the market for a new car. Now my new question is which one option makes better money sense-repair my car at aprox $ 1,800 or spend about the same and get what will probably be a spent up way used car? That’s about all I have in cash to spare right now. Keep in mind the car I have now is a 93 Lexus SC300-thanks for all the advice guys*
Glenda
Feb
12
Jesse H asked:
I have a 2007 Saturn financed through GMAC for 5 years. Been paying 2 years. I am not upside down in the loan. Can I refinance for another 5 years through my credit union, to lower my payments?
Douglas
I have a 2007 Saturn financed through GMAC for 5 years. Been paying 2 years. I am not upside down in the loan. Can I refinance for another 5 years through my credit union, to lower my payments?
Douglas
Feb
4
yahooboy54 asked:
Hello,
Hello,
I am in search of a low- to mid-priced convertible (no more than $35K), however I don’t have the budget to make monthly car payments. So, I am looking for an alternative that will allow me to purchase the vehicle outright – like some sort of grant, contest, or easier credit/financing model?
I am a visual artist with a BFA degree and my work is pretty good. I’m thinking there are possibly some grants that would award monies I could put toward the purchase of a vehicle. If that was too difficult to find, perhaps there is possibly a way to weigh my credit for a more lenient financing plan?
Any ideas?
Mike
Jan
26
Will a credit score of 624 get an auto loan these days at what interest rate if so?
Filed Under Credit | 3 Comments
Lilone asked:
I want to trade in my new car to downsize to something a little less to cut my payment down some. My credit score is 624 will i be able to seek financing at this time. Does anyone know and at what interest if so.
Pauline
I want to trade in my new car to downsize to something a little less to cut my payment down some. My credit score is 624 will i be able to seek financing at this time. Does anyone know and at what interest if so.
Pauline
Jan
24
Auto Financing help?
Filed Under Credit | 10 Comments
*♥*fabulous fab*♥* asked:
The car I own now is being financed by my mother. I want to trade it in and get a new car. My question is, can I trade in this car and have them pay it off even though the new car I am purchasing will no longer be in her name? I want to put it in my name now.
Yes I have good credit now.. I didnt 3 years ago when she took the car out for me.
She is available to sign paperwork too.. but I dont want her on the loan anymore!
THE CAR IS STILL BEING FINANCED. THE LOAN IS IN HER NAME.. title is in the lien holderss name.. in this case.. the bank we still owe the money to
Cody
The car I own now is being financed by my mother. I want to trade it in and get a new car. My question is, can I trade in this car and have them pay it off even though the new car I am purchasing will no longer be in her name? I want to put it in my name now.
Yes I have good credit now.. I didnt 3 years ago when she took the car out for me.
She is available to sign paperwork too.. but I dont want her on the loan anymore!
THE CAR IS STILL BEING FINANCED. THE LOAN IS IN HER NAME.. title is in the lien holderss name.. in this case.. the bank we still owe the money to
Cody
Jan
18
Danielle B asked:
I have a decent credit score (650-700), lived at my resident long enough, been at my job long enough (almost 2 years) and make more than enough money to get a loan. I have paid on the car for 7 months on a 6 year loan. The interest rate is over 20% right now and have an excellent payment history on all my accounts/credit cards. So far, most reputable financing companies have rejected me online. I will soon go to banks and credit unions. Any suggestions?
Marilyn
I have a decent credit score (650-700), lived at my resident long enough, been at my job long enough (almost 2 years) and make more than enough money to get a loan. I have paid on the car for 7 months on a 6 year loan. The interest rate is over 20% right now and have an excellent payment history on all my accounts/credit cards. So far, most reputable financing companies have rejected me online. I will soon go to banks and credit unions. Any suggestions?
Marilyn